Advisor Intelligence

Your pipeline. Your leverage.

Every borrower group ranked by conversion potential. Every signal surfaced. Every next action ready.

Active Groups

12

Avg Readiness

76

Closings / Mo

2

Pipeline Value

$7.3M

Avg Conv. Prob

73%

Avg Days / Stage

3.2

Tap for breakdown ↗

Act Now

5 urgent
TB
LB

Tom & Lisa Barrett

8d
Tom Barrett · Engineer — Dell&Lisa Barrett · Teacher — Austin ISD

Rate lock expires Mar 29, 2026

$750,000 target

Contract

45 min ago

Warm·Last contact 45 min ago

Readiness

87

Conv. Prob

91%

Effort

88

Lisa W-2 not yet received

Next Best Action

Call Lisa's HR at Austin ISD directly. One W-2 from full underwriting submission — file is otherwise clean.

✅Call Lisa HR⏳Rate lock due Mar 29
JS

John Smith

18d
John Smith · Software Engineer — Stripe

Rate lock expires Apr 8, 2026

$685,000 target

Buyer

2 hours ago

Warm·Last contact 2 hours ago

Readiness

74

Conv. Prob

82%

Effort

62

Rental income unverifiedSchwab statement stale 47d+1

Next Best Action

Request 2022 return + Schwab refresh. Rental income verification drops back DTI from 32% → 27% — unlocks better pricing tier.

✅Request 2022 return⏳Schwab refresh

Rental income verification moves DTI 32% → 27% — saves ~$310/mo

MW
PW

Marcus & Priya Williams

45d
Marcus Williams · General Contractor — Self-Employed&Priya Williams · Nurse Practitioner — UCHealth

$950,000 target

Buyer

1 day ago

Cooling·Last contact 1 day ago

Readiness

61

Conv. Prob

58%

Effort

44

Self-employment income YOY varianceCredit utilization 67%+1

Next Best Action

Income review call — qualifying income $38K below stated. Paying 2 cards drops utilization and may recover 18 credit points.

✅Income review call⏳Pay down cards
JR
AR

Jordan & Alex Reyes

72d
Jordan Reyes · Teacher — Charlotte-Mecklenburg&Alex Reyes · Engineer — Startup (8 months)

$395,000 target

Buyer

1 day ago

Cooling·Last contact 1 day ago

Readiness

63

Conv. Prob

52%

Effort

38

Alex employment < 12 monthsStartup equity not qualifying income+1

Next Best Action

Jordan qualifies solo at 70% of target. Restructure as single-borrower if Alex can't reach 12-month mark before closing.

✅Restructure as solo⏳Alex 12-mo threshold
PS
RS

Priya & Raj Sharma

92d
Priya Sharma · Engineer — NVIDIA&Raj Sharma · Engineer — Meta

$875,000 target

Pre

3 days ago

Cold·Last contact 3 days ago

Readiness

55

Conv. Prob

44%

Effort

28

Student loan DTI at 41%Down payment only 8% — PMI applies+1

Next Best Action

Very high income, low liquid assets. Direct $8K/mo to HYSA for 90 days. Re-engage in June.

✅90-day savings plan⏳Re-engage in June

Closing This Month

2 deals
TB
LB

Tom & Lisa Barrett

8d
Tom Barrett · Engineer — Dell&Lisa Barrett · Teacher — Austin ISD

Rate lock expires Mar 29, 2026

$750,000 target

Contract

45 min ago

Warm·Last contact 45 min ago

Readiness

87

Conv. Prob

91%

Effort

88

Lisa W-2 not yet received

Next Best Action

Call Lisa's HR at Austin ISD directly. One W-2 from full underwriting submission — file is otherwise clean.

✅Call Lisa HR⏳Rate lock due Mar 29
DC
EC

David & Emma Chen

12d
David Chen · Software Architect — Salesforce&Emma Chen · Marketing Director — HubSpot

$520,000 target

Contract

1 hour ago

Warm·Last contact 1 hour ago

Readiness

94

Conv. Prob

97%

Effort

95

Next Best Action

All conditions cleared. Issue final approval and coordinate closing date with Phoenix Title.

✅Issue approval✅Coordinate closing

30-Day Horizon

3 deals
JS

John Smith

Request 2022 return + Schwab refresh. Rental income verification drops back DTI from 32% → 27% — unlocks better pricing tier.

18

days

74

rdy

82%

Med Risk

Apr 8

WL
ML

Wei & Mei Lin

Request Amazon HR continuance letter for RSU income. Strong vesting history — one letter, approvable.

22

days

89

rdy

88%

Low Risk
KF
AF

Kevin & Amanda Foster

Rush appraisal order — 28-day window is tight. Income, assets, credit all submission-ready.

28

days

82

rdy

79%

Low Risk

Quick Wins

4 opp
JS

John Smith

Rental income verification moves DTI 32% → 27% — saves ~$310/mo

30 Days · 18d to close

WL
ML

Wei & Mei Lin

RSU letter unlocks preferred rate — saves $78/mo

30 Days · 22d to close

CR
SR

Ramirez & Park Families

2nd home (not investment) saves 0.75% — $540/mo

60 Days · 55d to close

RK
CK

Robert & Christine Kim

Physician employment letter may unlock jumbo pricing tier

90+ Days · 78d to close

Pipeline Snapshot

In Closing

2$1.0M

30 Days

3$1.8M

60 Days

3$2.2M

90+ Days

4$2.4M